Procurement Summary
Country: Tajikistan
Summary: Evaluation study of Tajikistan Housing Microfinance Project of International Finance Corporation
Deadline: 02 Mar 2026
Posting Date: 25 Feb 2026
Other Information
Notice Type: Tender
TOT Ref.No.: 136511290
Document Ref. No.: 0002021065
Competition: ICB
Financier: World Bank (WB)
Purchaser Ownership: Public
Tender Value: Refer Document
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The purpose of this Assignment is to assess the benefits anddevelopment effects of the IFC HMF project that aims to increase access tofinance of FIs borrowers and reduce the costs of improved housing and improvedEE conditions due to NFS provided. The evaluation will be conducted by means surveying(1) project-s partner financial institutions and (2) their clients.On the partner financialinstitution level, the survey will allow to understand the effects of the activities/services implemented at the partner FI, such as development of a new loanproduct (and associated policies and procedures) and improvement of sales(through training and coaching). On the client level, the survey willseek to understand the effect of the housing product on those clients who receiveda loan and NFS from project-s partner FIs. More specifically, the objectives of the survey are to: · Assess changes at the four partner FI level as a result of the projectintervention and the sustainability of the new product launched. Hypothesis:The project helped partner FIs- to develop an HMF solution based on NFS thatallowed them to expand their client base, improve customers- experience andincrease their customers‘ loyalty via offering a sustainable competitive loanproduct and advice to generate cost savings. By financing EE home improvements, FIs also improve their image of “greener” - more ecologically responsible -financial institution. In general, the implementation of the HMF product allowedthem to be more competitive in the housing microcredit market by having aunique offer for underserved low-income clients willing to improve their housingconditions. Given the competitive edge the HMF product provides, partner FIswill continue delivering the product along with its green component after the IFCproject-s completion. · Assess the effect of financing on borrowers who received a loanfrom partner FIs.Hypothesis: NFS in housing loans allowed beneficiaries to implement higherquality improvements, improve en...
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