Contract notice: Micro-credit granting services Tender, Bulgaria - 26474987

Procurement Summary

Country : Bulgaria

Summary : Contract notice: Micro-credit granting services

Deadline : 15 Oct 2018

Other Information

Notice Type : Tender

TOT Ref.No.: 26474987

Document Ref. No. : 387025-2018

Competition : ICB

Financier : Self Financed

Purchaser Ownership : -

Tender Value : Refer Document

Purchaser's Detail

Purchaser : „???? ???????? ?? ????????? ??????????? ? ????????“ ???
Office Name: „???? ???????? ?? ????????? ??????????? ? ????????“ ???
Address: ???. „???. ????????“ ? 30—32, ??. 4
Town: Sofia
Postal Code: 1606
Contact Point: ?-?? ???? ???????-????????, ????? „?????? ??????? ? ???? ?????????????“

Phone: +359 280140-51
Fax: +359 280140-89
Bulgaria
Email :p.ognyanova@fmfib.bg
URL :http://www.fmfib.bg

Tender Details

Object of the contract
Micro-credit granting services

Description: Contract notice: Micro-credit granting services

Authority Type: Body governed by public law
Contact Nature: Services
Procedure: Competitive procedure with negotiation
Document: Contract notice
Regulation: European Union
Award criteria: The most economic tender
CPV code: 66113100, 66113100, 66113100
CPV Description: Micro-credit granting services "

Implementation of a shared-risk micro-credit financing instrument, funded by the Human Resources Development Operational Program 2014-2020 divided into 9 lots

The order aims to select financial intermediaries (FPs) to implement a "Facility-shared micro-credit" under the OPRD 2014-2020, funded by a facilitybut by the ESIS (FI). The FI aims to improve access to finance for the creation and development of start-ups, including individuals. vulnerable groups and social prejudices, as well as attracting additional. private equity, aimed at achieving public policies in the field of employment. The budget of the FI amounts to BGN 26 400 000, distributed in 9 OPs. A minimum of 10% of the FIF budget executed by each FP, only to support the provision of micro-credits to eligible KP Group A, the Youth Employment Initiative (IOM). The participant will provide the contracted funds to the respective FP in 4 equal tranches in the "absorption account" by the end of the investment period, in the order and under the conditions specified in the Participation Documents. resource can also be invested after the eligibility periodbut subject to the restrictions for registration outside the territory of the Southwest region of Group A final beneficiaries in the context of the IMP

When implementing the financial instrument, the FPs should provide the agreed co-financing rates and maintain a minimum credit exposure of each individual Microcredit. For the purpose of the Microcredit award is financeof BGN 5, 000 to BGN 48, 895 or their equivalent in euro, provided in compliance with the limits set by the Contracting Authority in the GC, in the form of:

- investment financing with the option of a 2-year grace period for the principal,

short-term financing capital,

- revolving credit line,

- overdraft on a current account,

- finance leases (including refundsVAT, as operating leases are not an acceptable form of microcredit).

Interest payments on microcredit can not be capitalized and no grace period is applied to them. All forms of funding must be for a maximum of 10 years. The financing received is deposited and stored in a bank account with a credit institution located in the territory of an EU Member State. Outside othe limits laid down in the GC, the FF apply its standard lending conditions in the relevant segment in terms of microcredit. Microcredit may only be granted to eligible end-beneficiaries for the realization of eligible activities specified by the contracting authority in the SO.

Intermediaries agree to create a new portfolio of microcredit and continue to provide support under the-DU in respect of all returned funds from eligible micro-credits in the meantime for the investment period. The process of identifying, analyzing the creditworthiness of the final recipients, preparing and finalizing the relevant documentation, acquiring the asset (in the case of microcredit in the form of finance leases) as well as monitoring and managing microcredit, and managing(including the realization of the collateral, respectively the seizure and the realization of the property) shall be carried out in accordance with the standard practice of the FP under the limitations specified in the GD .. The right to participate in the procedure has a candidate who: is a credit institution under the law of the State in which it is established or. a financial institution (other than a credit institution) which, undertakes financial leasing activity and / or lending with funds not raised through the public recruitment of deposits or other repayable funds, which activity is essential for it and is entered in the register kept by the BNB; and 3. such an institution which, under the law of the State in which it is established, has the right to grant credit and / or financial lysine

The applicant demonstrates compliance with the requirement by indicating in Part IV, Section A of EEDOP:

1. the number and date of issuance of a banking license or an equivalent document issued by a competent authority under the law of the country where the applicant is established or. a public register or other national databases to which direct and free access is provided, inwhich the applicant is entered in order to perform the activities of lending and / or finance leases.

When a candidate is an association which is not a legal entity accordance with the relevant requirement is evidenced by the union, not by any of the persons involved in it, with the exception of the relevant registration, presentation of a certificate or other condition necessary to perform the contract, co- the right to participate in the procedure has a candidate who is not in violation and / or has no prescription from the respective regulator ( eg the BNB), issued or established by an act enacted in the last 12 months before the filingis the application, the case of caps and others. fine requirements. is applicable to credit and financial institutions and has not received liquidity support from the BNB / other central banks / other institution or from the national budget during the last 12 months. from the date of filing the application

The applicant demonstrates compliance with the requirement by declaring in Part III, Section D, 1 ofEEDOP that:

1. (eg BNB) in respect of the capital and other requirements for the financial position applicable to credit and financial institutions issued or established by an act which has entered into force for the last 12 months from the date of submission of the application; has not received liquidity support from the BNB / other central banks / other institutionor the national budget during the last 12 months from the date of filing the application

At the conclusion of the contract the participant shall submit a declaration that: 1.Non violation and / or no prescription by the BNB regarding the capital and other requirements for the financial condition, applicable to credit and financial institutions, issued or established by an act in force for the last 12 monthsbut from the date of submission of the application; 2. Has received no liquidity support from the BNB / other central banks / other institution or from the national budget during the last 12 months from the date of filing the application. 67, para. 5 of the PPA, the contracting authority has the right to require the candidates / participants to present at any time all or part of the documents proving the informationreferred to in EEDOP, where this is necessary for the lawful conduct of the procedure

The applicant demonstrates compliance with the requirements set out by indicating in Part IV, Section B of EEDOP, a ratio of "total assets / equity" ratio and a ratio of "total assets / current financial result of the applicant "on the basis of the data in the applicant's annual financial report as at 31.12.2017 years According to Art. 67, para. (5) of the PPA, the contracting authority may require the candidates at any time to submit all or part of the documents proving the information specified in the EEDOP when this is necessary for the lawful conduct of the procedure. the highest amount of financial resources allocated is not(Continuing from Section III.1.3: 5. (Managing Conflict of Interest) 5.1.Professional Selection Procedures (according to the Candidate Methodology) which provide for the implementation of measures to prevent and detect conflicts of interest, including the different sources of funding (if applicable) and other means that it manages; 5.2. A way to guarantee(pari-passu) for: (a) providing the co-financing and the resources of FMFIB in each Microcredit and (b) the distribution of revenues, profits, expenses and losses from each Microcredit between the Kent and FFIF when implementing the financial instrument. 6 (Team) When submitting an application for participation in each round, invite her to participate(including quality control, reporting of results and management of the overall execution process), in composition and with professional competence, as follows: at least 2 persons per turn. items I to VI, respectively at least 3 persons per turn. items VII-IX, each of which has an acquired educational qualificationBachelor's degree or equivalent and at least three years of professional experience in management and / or coordination and / or reporting in the field of lending / microcredit and / or financial leasing 7. (Geographical Coverage) At the date of conclusion of the Public Procurement Agreement (CP) and during its execution, the container should have offices, branches, outsourced jobs or otherand points of sale, including through affiliate networks located within the territorial scope of each of the regions in the country in which it plans to build the Trusted Portfolio of Microcredit, which are: not less than four (four) applications for I -VI vol. position, respectively not less than 6 (six) for application in VII-IX vol. position.

Minimum technical and professional requirementsand capabilities are placed in fulfillment of the requirements in Art. 7 of the Delegated Regulation No. 480 / 2014.

The Contracting Authority shall remove an applicant for which one of the grounds referred to in Art. 54, para. 1, items 1-7 and Art. 55, para. 1, item 1 5 of the Public Procurement Act. The Cand-t declares that it is not linked to another card in the Proc in Part III, Section D, first by EEDOP. When kand-t is a union that is not a qas a loneliness. jur. person, the assignee is required to submit to the application a copy of a document or other document for the creation of a lunch which should contain the legal basis for the creation of the lunch and the information specified in the SO. does not set and there is no requirement to create jur. person in the event that the selected contractor is a union of companies. and / or yr. persons. The assignor will notrequires performance guarantees. Applications and tenders are submitted to: Sofia, 1606, Gen. Totleben "№ 30-32, fl. 4, " FMFIB "EAD, fl. 4. The opening will be opened on 16.10.2018, from 10.00 in Sofia, Gen. Totleben Blvd. 30-32, floor 4, "FMFIB" EAD, at a public meeting, where the candidates in the procedure or their authorized representatives can attend, as well asmass media editors
Internet address (URL): http://www.fmfib.bg

Documents

 Tender Notice