„???? ???????? ?? ????????? ??????????? ? ????????“ ??? has floated a tender for Contract notice: Credit granting services. The project location is Bulgaria and the tender is closing on 13 Jan 2020. The tender notice number is 547244-2019, while the TOT Ref Number is 38148795. Bidders can have further information about the Tender and can request the complete Tender document by Registering on the site.

Expired Tender

Procurement Summary

Country : Bulgaria

Summary : Contract notice: Credit granting services

Deadline : 13 Jan 2020

Other Information

Notice Type : Tender

TOT Ref.No.: 38148795

Document Ref. No. : 547244-2019

Competition : ICB

Financier : Self Financed

Purchaser Ownership : -

Tender Value : Refer Document

Purchaser's Detail

Purchaser : „???? ???????? ?? ????????? ??????????? ? ????????“ ???
Office Name: „???? ???????? ?? ????????? ??????????? ? ????????“ ???
Address: ???. „???. ?. ?. ????????“ ? 30—32, ??. 4
Town: Sofia
Postal Code: 1606
Contact Point: ???????? ????????? — ??????????? ????? „?????? ???????“

Phone: +359 280140-79
Fax: +359 280140-89
Bulgaria
Email :g.georgieva@fmfib.bg
URL :http://www.fmfib.bg/bg/

Tender Details

Object of the contract
Credit granting services

Description: Contract notice: Credit granting services

Authority Type: Body governed by public law
Contact Nature: Services
Procedure: Competitive procedure with negotiation
Document: Contract notice
Regulation: European Union
Award criteria: The most economic tender
CPV code: 66113000, 66113000, 66113000
CPV Description: Credit granting services.

Execution of a financial instrument t Portfolio Guarantee with loss ceiling, fin., with OPIC 2014-2020. The version aims to improve access to micro, small, medium and large finesand prep. FI's budget amounts to BGN 130 750 000, distributed in 14%. positions (OP). In addition, the E-p-file also includes the cost of technical assistance. Finn. a resource under each OP is equal to a guarantor. limit - the total amount of losses that can be borne by the sponsor. The FP should create and manage its own portfolio of loans with steam. according to documentation, part of the credit risk on which (eo 80%) is covered by garages. Regardless of the dog. ind. credit coverage, garages with a loss ceiling -%, not exceeding 25% and def. in the course of percent. for FP based on prep. previous Risk Assessment. Disp. of risks and benefits is pari-passu. Within the performance is possible. following payment and refund of the garbage-recycling guarantors, as well as the extensions. under warranty. limit on documentation terms and conditions.

Main Site: Republic of Bulgaria

In order to execute the order, the FI shall create with its own funds and manage a portfolio of loans (guaranteed portfolio of GP), part of the credit risk covered by the Portfolio Guarantee. For the purpose of the contract, a loan is a financing contract granted to eligible final recipients (CPs) to finance eligible activity during the investment period, ospecified in the Technical Specification (TS) of the contract, in the form of investment, revolving financing, revolving credit, overdraft related to the development of the CP and / or its investment in innovation and / or energy efficiency, with a minimum term of 12 months, and maximum period of 120 months. Beyond the limits set out in the order documentation, when creating and managingGP, FP apply its standard conditions and practice. The portfolio guarantee covers up to 80% of the FP's credit risk on each loan included in the GP. The remainder of the credit risk, but not less than 20%, remains at the expense of the FI. Notwithstanding the agreed individual coverage on each loan included in the GP, the Portfolio Guarantee shall have a loss ceiling to which the FMFI's commitment is limited.B on FI. The loss ceiling is a percentage not exceeding 25% determined during the FMFIB procedure for each POE based on a prudent risk assessment performed according to a methodology that is part of the procurement documentation. The distribution of risks and rewards between FMFIB and OP in relation to the GP is pari-passu. Subsequent use of FI is possible within the implementation of FIand the funds paid for and reimbursed under the Portfolio Guarantee, recycling as well as an increase of the guarantee limit under the respective lot, subject to the conditions and procedure specified in the procurement documents.

334. A candidate who is a credit or financial institution (or grouping that includes such an institution, if applicable) is eligible to participate in the procedure, whois entitled to provide loans / loans in the territory of the Republic of BULGARIA, in accordance with the law of the country in which it is established.

335. The applicant shall demonstrate compliance with the requirement by indicating in section IV "Selection Criteria", section A "Eligibility" of the OEDOP number and date of issue of his or her license for banking or a number and registration as a financial institution or document, certifying exemption from registration as a financial institution according to Art. 2a of BNB Ordinance 26 or an equivalent document issued by the competent authority in accordance with the law of the country in which the applicant is established. position, a student is allowed a candidate in respect of whom the ratio of total assets to ownequity is a positive number that is less than or equal to 14.2. The ratio above is based on the average of the position. ratio values calculated for all licensed banks in the Republic of Bulgaria, incl. branches of foreign. banks on the basis of the data contained in their supervisory and financial statements as of 31 December 2018, published on electronic version. BNB page, rounded to the first decimal place. The ratio is calculated: K1 = A / CK-K1 - value of the assets / equity ratio; A - total amount of reported assets in the balance sheet of the applicant for the last. reporting year .; SC - reported equity for the last reporting year An applicant is eligible for participation in which the total assets / current financial ratio. the result is less than or equal to 408.2. In the case of a merger, compliance with anda claim is proved cumulatively by summing respectively. items in the balance sheet of all members of the grouping, except where the applicant proves compliance with the requirement by one or more of the members of the grouping who will carry out the activities of providing and managing the funding to final recipients, -e of non-performing loans included in the subject matter of the public. order.In the case of a merger, compliance with the requirement is proved cumulatively by summing respectively. items in the balance sheet of all members of the grouping, except where the applicant proves compliance with the requirement by one or more of the members of the grouping who will carry out the activities of providing and managing the funding to final recipients, -e of loans indefault included in the subject matter of the public. order. On the main Art. 67, para. 5 of the PPA, during the procedure, the candidates may be required to submit a yearly fin. Independent auditor's reports and / or reports on a non-consolidated or consolidated basis for the most recent financial statements. (depending on the date on which the applicant was established or started business) or their compositionparts, when their publication is required by the legislation of the country in which the applicant is established. pr-ga systems for the control of the eve, incl. approach to account Ch. and Sc. with, ma. Peculiar, accurate, complete and above. information for reporting progress and rounds of approx. inst. of the following crosses: to lead the department. bills or subs. on the floorx. sch. r-str, for children. Ch. for the purposes of the doc and audit of fin. inst; Invite anal. CP level records, incl. neg. of all dvs and changes in the corresponding account, related to the change in the exs, begin. on provisions; They guarantee that no. the system is sufficient. against neotor. access and loss of info, avg. the presence of clear access rights to the system, the section of the playback, the section of the operas, and the necessary. con-land for their implementation. Arrivals in relation to the creation and control of the kr. por-l - Uch-e is allowed Kt, k. apply QMS management systems, incl. rules and pro-ers for eff. upr-e on cr. wallet, k. at least: The order and the senses, k. will apply to the fore. on loans / loans incl. the exits to the CP; Pen for review of fin. life-st on sweat. CP (incl. Attachment internal systems); Pr-ri for one per cr / te (incl. prunit of unit limits); Approved for approval. and otor. on payment by a doctor with CP; Mon-ng pricing (loan target purpose, cash-in / cash-out system, enough cash-in), and id system. and response to early warning signs; Ex. On Sat. of the Regulatory Regulations: is pre- in pr-sa on sat. on the take; Wed-in, to. performed accordingly d-i; Stars / persons, k. participation. in pr-sa on sat. on the beach;ska, k. court: M-s for the prog-ns of the port-s ;; rpm for fin. No. 9; Risk Management System, respectively. with the required K-regulator. Up-e of the conf-ts of the int-To the uch-e is allowed K-t, k. applies the QMS management systems that are us to the front. and mouth. of conflict of ins and harm. of ints through: PR for transparent selection of the CP (according to the meta of thendidata), k. has reached. approx. of fore and aft measures. on-the-board contact, incl. relative to eq. ex-ts of fin-no and others = Wed-in, k. Pr-la and pro-ers for the prevention of money laundering and the fine of therma; to the gar-ra spa on the avenue for equ. and pari-passu when: of the company from each company when performing the fin. inst. and resp. dispersed on Sat. avg in pr-sa at kr. The systems for the control of the k1st: Doct. your post. is indicated by reference to Part IV "Selection Criteria", Section B "Technical Proficiency" "Tech. content and quality assurance measures from the OEDOP, to: a brief description of your organization and a framework for the management, including an op- tion of the organisation's department -and units, the unit will participate in the exams of the Finnish institute, including and distributing the responses of the governing bodies and the hands of the basic units; -e of the in-and-outryl-in. Pr-la and pr-ri for oration, upr-e and k-l in kr. Judges pointing to the above el. Appellation systems of someone (Counts): The applicant proves that with its set-up via synth op-e in Part IV "Selection Criteria", Section C "Technical and Professional Abilities" / "Tools, Equipment or Tech-No" by EEDOP rules, rules and requirements for the operation of his / her invoice system (in caseit has different accounting systems. First of all, he will then indicate the system ops as it will be used to perform the fin. ins-nt). of the creation. and control of kr. por-l: The set proves resp. your post. through a general op-e and a list in Part IV "Selection Criteria", section B "Techn. and Prof. Sps" / "Tech. facilities and measures for guaranteeing the quality and quality of the rules and procedures introduced and applied by the Applicanteds for eff. upr-e on cr. sir, sauder. at least pos. above el-ti. Too much of the int-your conf: They dock their post with you. through the general op-e in Part IV "Selection Criteria", section C "Technical Equipment and Quality Assurance Measures" of the EDES of the aforementioned products and items. Application forms are to be submitted to the following address: 1606, Gen. Blvd. Totleben "№ 30-32, floor 4, " FMFIB "EAD, floor 4. Statementis open on pos. address on 01/14/2020, at 10:00 am, pub. zas-e (incl. k-s and media).


Internet address (URL): http://www.fmfib.bg/bg/

Documents

 Tender Notice