General Departmental Research (Refo) - Housing Tender - 144777879

Procurement Summary

Country: Germany

Summary: General Departmental Research (Refo) - Housing Financing: Financing Structures - Regulatory Framework for Investors and Financiers - Implications for New Housing Construction

Deadline: 05 Aug 2026

Posting Date: 09 Jul 2026

Other Information

Notice Type: Tender

TOT Ref.No.: 144777879

Document Ref. No.: 10.06.03-26.107

Competition: ICB

Financier: Self Financed

Purchaser Ownership: Public

Tender Value: Refer Document

CPV Classification

73000000 - Research and development services and related consultancy services

Purchaser's Detail

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Tender Details

Investments in housing construction were and are a major challenge for the projects and their actors due to their high capital intensity. In recent years, the market conditions on the housing markets and the general conditions have also changed for financing has changed significantly. The increase in costs due to increased material, labor and land prices in conjunction with the sharp increase in interest costs compared to the long-term low interest rate phase have led to the fact that outside In social housing, many projects cannot be realized for reasons of profitability. Additional regulatory requirements for financiers have tended to further increase the costs of housing financing. Keywords for this are: Basel III with CRR III/CRD VI, ESG criteria, systemic risk buffer (KWG), residential real estate credit guidelines. Other existing regulations, such as the mortgage lending limit of the Pfandbrief Act, are also important as a regulatory framework for financing. Her The design is therefore also discussed against the background of changing market conditions and risk assessments with reference to financing costs. Also, beyond “classic” housing financing, but still in the banking sector, Regulations e.g. BRUBEG as part of the banking directive (here: equity investments), effective for ADC financing (“Acquisition, Development and Construction” as a subcategory within the framework of the CRR). At the same time, it is of interest to what extent this is larger The growing spectrum of non-bank financing types is becoming more important and how regulation works there. For example, funds, EIB financing, promissory note loans, bonds, green bonds, private credit funds, club deals or crowdfunding play a role here the housing industry players play a role. The aim of this project is to examine the effects of current capital market regulations on the forms of housing financing used...
Type of procedure: Bonn Main part (1): Research and development services and related consultancy (73000000-2)

Documents

 Tender Notice