Procurement Summary
Country: Ghana
Summary: Development and Pilot of a Digital Savings Solution to Promote Financial Inclusion and Decent Work in Ghana
Deadline: 12 Sep 2025
Other Information
Notice Type: Tender
TOT Ref.No.: 124357564
Document Ref. No.: Rf RFQ 100626 GHA
Financier: International Labour Organization
Purchaser Ownership: Public
Tender Value: Refer Document
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In Ghana, cocoa producers, artisanal small scale gold miners, and migrant workers—especially in rural communities—face persistent deficits in decent employment opportunities, adequate income, and financial inclusion. These vulnerabilities are exacerbated by informality, weak integration into formal markets, climate risks, and social protection gaps. Financial exclusion is both a symptom and a driver of these challenges. Without access to safe and affordable financial services, households are unable to build assets, cope with shocks, or invest in their livelihoods.Digital savings solutions offer a transformative opportunity to address these risks by providing vulnerable households with a secure mechanism to accumulate funds, smooth income variability, and plan for essential expenses such as school fees, healthcare, or agricultural inputs. The successful institutions will be required to conduct targeted rapid needs assessment, Design and development of an innovative digital saving solution, develop a marketing strategy and roll-out plan, Awareness-raising materials, Digital saving (Minimum Viable Product): a solution ready to be offered to the targeted beneficiaries, and produce quarterly report on the solution's performance indicators, progress, challenges and learning.
Publish Date: 12-Aug-2025
UN Orgnization: INTERNATIONAL LABOUR ORGANIZATION (ILO)
Type of Notice: Request for quotation
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