Crs Providers Information Technology Assessment & Architecture in Indonesia Tender

Procurement Summary

Country : Indonesia

Summary : Crs Providers Information Technology Assessment & Architecture in Indonesia

Deadline : 16 Jun 2025

Other Information

Notice Type : Tender

TOT Ref.No.: 120436235

Document Ref. No. : 0002016747

Financier : World Bank (WB)

Purchaser Ownership : Public

Tender Value : Refer Document

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Tender Details

Indonesia currently implements a dual credit reporting system, which comprises both a Public Credit Registry (PCR) and Private Credit Bureaus (PCB). The PCR is managed by the Financial Services Authority (Otoritas Jasa Keuangan - OJK) through the Financial Information Services System (Sistem Layanan Informasi Keuangan - SLIK). SLIK functions as a central repository that supports OJK-s regulatory and supervisory responsibilities, while also serving as a public information source for credit data. In parallel, the PCB segment is represented by the Credit Information Management Agency (Lembaga Pengelola Informasi Perkreditan - LPIP). LPIP aggregates credit data from SLIK and other external sources to produce value-added services such as credit scoring, credit profiling, and related analytics. Beyond this, there is a growing use of Innovative Credit Scoring (ICS) methodologies that leverage alternative data sources, such as telecommunications usage, to generate creditworthiness assessments independently of SLIK data.To further support supervisory functions, OJK also operates Pusdafil, an information system specifically designed to collect financing data from Information Technology-Based Joint Financing Service providers (Layanan Pendanaan Bersama Berbasis Teknologi Informasi - LPBBTI). In addition to systems managed by OJK, several other databases relevant to credit reporting are administered by different institutions. These include the Asset Registry managed by Rapindo, the Fintech Data Center (FDC) overseen by the LPBBTI Association, and the Fiduciary Guarantee Certification System managed by the Ministry of Law. This fragmented landscape highlights the complexity and multi-actor nature of Indonesia-s credit reporting environment.These components together form a broader credit data environment. However, many of these systems operate independently, and coordination is limited due to fragmented regulations and the absence of a unified framework. This lack of interoperabi...

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